National Pension System
National Pension System
The National Pension System is a government-regulated, long-term retirement savings scheme offering market-linked returns, additional tax benefits beyond standard 80C limits, and a mandated annuity component at retirement.
Alpha Funda facilitates NPS enrollment and account servicing as a registered Point of Presence (POP) intermediary. Fund and asset-allocation choices within your NPS account are based entirely on your risk profile and years to retirement.
Key Benefit
- Extra tax benefit — additional deduction under Section 80CCD(1B), beyond the standard 80C limit.
- Low-cost, regulated structure — among the lowest expense ratios of any market-linked retirement product in India.
- Risk-matched allocation — equity/debt/alternative asset mix within NPS set according to your risk profile and horizon.
- Health-check-anchored enrollment — contribution level guided by your Financial Health Check and retirement goal.
- Annuity planning included — guidance on annuity provider and payout option selection at retirement.
- Tax Saving Benefits
- Retirement Income Security
- Diversified Investment Options
- Long-Term Wealth Creation
Strategic Approach
We set your NPS asset allocation — equity, corporate debt, government securities, and alternative assets — based on your Risk Profiling and years remaining to retirement, shifting more conservative as retirement nears, in line with NPS’s auto-choice or active-choice options. Closer to retirement, we help evaluate annuity providers and payout structures for the mandatory annuitized portion.
1. Objective-driven planning
Objective-driven National Pension System planning aligns retirement goals, tax savings, and long-term wealth creation with disciplined investing.
2. Diversified allocation
National Pension System diversified allocation across equity, bonds, and government securities helps reduce risk and enhance long-term returns.
3. Risk management focus
Other Service
Contact Info
- +91 86554 60076
- support@alphafunda.com
- Thane, Mumbai - 400601